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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.21Medium

What is the primary objective of the Insolvency and Bankruptcy Code, 2016?

Q.22Medium

Under the 2024 RBI guidelines, what is the minimum Capital Adequacy Ratio (CAR) required for Scheduled Commercial Banks?

Q.23Medium

Which international financial organization publishes the Basel Accords that guide banking regulations?

Q.24Medium

What is the purpose of the Marginal Standing Facility (MSF) introduced by RBI?

Q.25Medium

Under which facility can banks borrow money from RBI on a temporary basis to manage short-term liquidity mismatches?

Q.26Medium

Which of the following is a regulatory tool used by RBI to control inflation and manage money supply?

Q.27Medium

What does CASA ratio indicate in banking?

Q.28Medium

As per RBI's 2024 guidelines, what is the maximum Loan-to-Value (LTV) ratio for housing loans?

Q.29Medium

Under which Act is the Payment and Settlement Systems regulated in India?

Q.30Medium

Which committee was set up to review the monetary policy framework in India?

Q.31Medium

What is the current Statutory Liquidity Ratio (SLR) as per RBI's latest directive?

Q.32Medium

Which of the following is an example of a non-bank financial institution (NBFI)?

Q.33Medium

What is the primary objective of the Digital Payment Index (DPI) launched by RBI?

Q.34Medium

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the overdraft limit allowed?

Q.35Medium

What is the role of the Insolvency and Bankruptcy Board of India (IBBI)?

Q.36Medium

Under Know Your Customer (KYC) norms, what is the validity period for re-KYC for high-risk customers?

Q.37Medium

What is the current base rate structure replaced with?

Q.38Medium

What is the maximum limit of deposits insured under DICGC?

Q.39Medium

Which committee is responsible for reviewing the regulatory framework for banks in India?

Q.40Medium

What is the primary role of the Monetary Policy Committee (MPC)?