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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.61Medium

In data interpretation for banking exams, if a bank's Net Interest Income (NII) increases by 15% but Net Profit decreases by 5%, what could be the likely reason?

Q.62Medium

Which term refers to the difference between the Repo Rate and the Reverse Repo Rate set by RBI?

Q.63Medium

As per recent RBI guidelines (2024), what is the threshold loan amount for priority sector lending to agriculture?

Q.64Medium

Which of the following is a characteristic of a Certificate of Deposit (CD)?

Q.65Medium

What does CASA ratio signify in banking?

Q.66Medium

What is the mandated percentage of credit disbursement for Micro and Small Enterprises (MSE) under priority sector lending?

Q.67Medium

A bank's Loan-to-Deposit (LTD) ratio is 95%. What does this indicate?

Q.68Medium

Which bank is the oldest bank in continuous operation in India?

Q.69Medium

As per RBI's latest norms (2024), what is the minimum capital adequacy ratio (CAR) for scheduled commercial banks?

Q.70Medium

Which of the following accurately describes a Statutory Liquidity Ratio (SLR)?

Q.71Medium

What is the current SLR requirement as per RBI guidelines (2024)?

Q.72Medium

What is the purpose of the Pradhan Mantri Mudra Yojana (PMMY)?

Q.73Medium

What is the maximum tenure for a fixed deposit in Indian banks?

Q.74Medium

Which of the following is NOT a part of RBI's monetary policy transmission mechanism?

Q.75Medium

What is the current repo rate as per RBI's latest monetary policy (2024)?

Q.76Medium

What does SWIFT code in banking stand for?

Q.77Medium

A customer's bank account becomes inoperative if no transaction occurs for how long?

Q.78Medium

Which of the following correctly defines 'Bancassurance'?

Q.79Medium

What is the current statutory liquidity ratio (SLR) requirement set by RBI for banks?

Q.80Medium

Which RBI framework regulates digital lending operations in India?

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