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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.21Hard

Analyze the complex scenario: Bank Z has CAR of 16%, NPA ratio of 6.5%, and ROA of 0.8%. It wants to increase lending by ₹50,000 crore. What is the primary constraint?

Q.22Hard

Bank E's Return on Equity (ROE) decreased from 16.2% to 14.8% in Q3 2024 despite profit increase. What is the most likely reason?

Q.23Hard

Bank H's Net Interest Spread (NIS) narrowed from 2.4% to 2.1% in Q3 2024. What market condition likely caused this?

Q.24Hard

Which of the following is the correct sequence of RBI's regulatory hierarchy for bank compliance?

Q.25Hard

Bank J reported Capital Adequacy Ratio (CAR) of 15.2% with CET1 of 9.5%, Tier 1 of 11.8%, and Tier 2 of 3.4%. Is the bank compliant with Basel III norms?

Q.26Hard

According to RBI's Monetary Policy 2024-25, the Statutory Liquidity Ratio (SLR) for Scheduled Commercial Banks was set at 18%. Bank Y maintains SLR compliance through Government securities worth ₹45,000 crores. What is Bank Y's approximate total liabilities?