Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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As per RBI's monetary policy 2024, what is the current repo rate?
Which of the following is NOT a tool of monetary policy used by RBI?
As per the latest data, India's GDP growth rate for FY 2024-25 is estimated at approximately:
Which organization regulates Mutual Funds in India?
Study the given data: Bank deposits in Q1 2024 were ₹120 crore, Q2 2024 were ₹135 crore, Q3 2024 were ₹162 crore. What is the average growth percentage quarter-on-quarter?
If a bank's NPA ratio increased from 2.1% to 2.8% year-on-year, what does this indicate?
Study the table: Loan disbursements across 3 branches in lakhs: Branch A: ₹250, Branch B: ₹180, Branch C: ₹320. If total loan recovery was 85%, what was the total outstanding loan amount?
What is the Cash Reserve Ratio (CRR) as per latest RBI guidelines 2024?
A bank received deposits of ₹500 crore, ₹600 crore, and ₹700 crore in three consecutive months. If the growth rate needs to be 15% each month for targets, what would be the shortfall in month 3?
Which regulatory framework applies to payments and settlement systems in India?
Analyze the data: Q1 loan disbursement: ₹800 crore, Q2: ₹960 crore, Q3: ₹1,152 crore. What is the sequential growth rate pattern?
If a bank's Capital to Risk-Weighted Assets Ratio (CRAR) is 14.5%, and regulatory minimum is 11.5%, what is the capital buffer?
Study the performance data: NPAs in 2023: ₹8,000 crore, in 2024: ₹9,600 crore. If total advances are ₹500,000 crore in 2024, what is the NPA ratio for 2024?
A bank increased its retail lending from ₹50,000 crore to ₹65,000 crore while corporate lending decreased from ₹80,000 crore to ₹72,000 crore. What is the net change in total lending portfolio?
According to Basel III framework implemented in India, what is the minimum Common Equity Tier 1 (CET1) ratio for banks?
A bank's Net Interest Margin (NIM) decreased from 3.2% to 2.8% YoY. If gross advances are ₹400,000 crore, what is the approximate impact on net interest income?
If a bank's loan-to-deposit ratio increased from 0.72 to 0.81 in one year, and deposits grew by 12%, approximately by what percentage did loans grow?
Study complex data: Bank A has ROA of 1.2% with assets of ₹5 lakh crore. Bank B has ROA of 0.9% with assets of ₹8 lakh crore. Which bank generated more absolute profit, and by how much?
A bank's Interest Coverage Ratio (ICR) is 3.5x. If interest expenses are ₹2,800 crore, what is the approximate profit before interest and taxes (EBIT)?
A bank's Gross Non-Performing Assets (GNPA) ratio increased from 2.1% in FY2023 to 2.8% in FY2024. If the total advances are ₹5,00,000 crore, what is the absolute increase in GNPA amount?