Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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If a bank offers 8% per annum simple interest on a savings account, what will be the total interest earned on ₹50,000 after 3 years?
A bank's Current Account balance shows a debit of ₹5,000. What does this indicate?
What is the maximum deposit amount covered under DICGC insurance scheme as of 2024?
A customer takes a loan of ₹2,00,000 at 12% p.a. for 5 years. What is the total simple interest?
A data interpretation question: Bank X processed 5,000 transactions in Q1 2024, with 98% success rate. How many transactions failed?
A bank offered 6% interest on deposits and charged 9% on loans. What is the spread?
If Bank A's Capital Adequacy Ratio (CAR) is 15% and Bank B's CAR is 12%, which bank has a stronger capital position relative to the Basel III minimum requirement of 10.5%?
A customer deposits ₹1,00,000 in a fixed deposit for 2 years at 7.5% p.a. compounded annually. What will be the maturity amount?
What does 'Repo Rate' refer to in the context of RBI monetary policy?
In a data set, Bank X disbursed ₹500 crores in personal loans in Q1, ₹650 crores in Q2, and ₹780 crores in Q3 of 2024. What is the average quarterly disbursement?
Which of the following is NOT a measure taken under the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
What is the current mandatory Cash Reserve Ratio (CRR) set by RBI as per 2024-2025 guidelines?
Bank X's total deposits are ₹2,50,000 crores with advances of ₹1,87,500 crores. What is the bank's Loan-to-Deposit Ratio (LDR)?
A bank's Non-Performing Asset (NPA) ratio is 2.8%. Which of the following asset classification would NOT be included in this calculation?
Bank Y's Earnings Per Share (EPS) increased from ₹45 to ₹54 year-on-year. What is the percentage growth in EPS?
Which RBI initiative aims to provide affordable credit to the unbanked and underbanked population through banks?
Which government scheme provides deposit insurance coverage up to ₹5 lakh per depositor per bank?
If Bank X's Current Ratio is 1.8 and its Quick Ratio is 1.2, what can be inferred about the bank's liquidity position?
In 2024, the RBI mandated that banks maintain a minimum Capital Adequacy Ratio (CAR) of what percentage under Basel III framework?
A bank processed 50,000 digital transactions in Q1 2024 out of 200,000 total transactions. In Q2, digital transactions increased by 20% while total transactions increased by 10%. What is the new percentage of digital transactions?