Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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If a bank offers 8% per annum simple interest on a savings account, what will be the total interest earned on ₹50,000 after 3 years?
A bank's Current Account balance shows a debit of ₹5,000. What does this indicate?
What is the Base Rate set by RBI as of 2024?
If the Repo Rate is 6.5% and Reverse Repo Rate is 6.25%, which statement is true?
A customer deposits ₹1,00,000 in a Fixed Deposit at 7% p.a. for 2 years with annual compounding. What is the final amount?
What is the maximum deposit amount covered under DICGC insurance scheme as of 2024?
In a bank's balance sheet, what does NPA (Non-Performing Asset) refer to?
A customer takes a loan of ₹2,00,000 at 12% p.a. for 5 years. What is the total simple interest?
If a bank's CAR (Capital Adequacy Ratio) is 15%, what does this indicate?
What is the current Statutory Liquidity Ratio (SLR) requirement set by RBI as per 2024-2025?
A data interpretation question: Bank X processed 5,000 transactions in Q1 2024, with 98% success rate. How many transactions failed?
If a bank's Net Interest Margin (NIM) increased from 2.8% to 3.2%, what does this signify?
Calculate the EMI for a loan of ₹5,00,000 at 10% p.a. for 5 years (60 months). (Use approximate formula)
What does the term 'Markdown' mean in banking context?
According to the 2024-2025 pattern, what is the current CRR (Cash Reserve Ratio) in India?
A bank offered 6% interest on deposits and charged 9% on loans. What is the spread?
If Bank's total assets are ₹10,00,000 crores and equity is ₹50,000 crores, what is the leverage ratio?
What is the significance of the 'Basel III' accord in banking?
A customer invests ₹50,000 in a mutual fund scheme offered by a bank with average annual returns of 12%. What will be the investment value after 2 years (compounded annually)?
If Bank A's Capital Adequacy Ratio (CAR) is 15% and Bank B's CAR is 12%, which bank has a stronger capital position relative to the Basel III minimum requirement of 10.5%?