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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.41Easy

A bank has Total Assets of ₹5,00,000 crore and Total Liabilities of ₹4,70,000 crore. What is the bank's Equity?

Q.42Easy

RBI's repo rate as per the latest 2024 monetary policy stance is approximately:

Q.43Easy

What is the maximum loan amount eligible under RBI's Pradhan Mantri Mudra Yojana (PMMY) as of 2024?

Q.44Easy

A bank's Net NPA ratio decreased from 2.5% to 1.8% year-on-year. What does this indicate?

Q.45Easy

A savings account holder deposited ₹50,000 at 4% p.a. compounded quarterly. What will be the amount after 2 years?

Q.46Easy

A bank's loan portfolio shows: Retail advances ₹2,50,000 cr, Corporate advances ₹3,50,000 cr, Agriculture ₹1,50,000 cr. What is the retail advance percentage?

Q.47Easy

Under Priority Sector Lending norms, what is the minimum percentage banks must lend to agriculture as of 2024?

Q.48Easy

What is the maximum limit for coverage under the Deposit Insurance and Credit Guarantee Corporation (DICGC) as per 2024 regulations?

Q.49Easy

A bank's Cost-to-Income ratio improved from 52% to 48%. What does this indicate about operational efficiency?

Q.50Easy

What is the current reverse repo rate as per RBI's monetary policy stance for 2024-2025?

Q.51Easy

A bank grants a ₹20 lakh personal loan at 10.5% p.a. simple interest for 3 years. What is the total amount to be repaid?

Q.52Easy

A bank's Capital Adequacy Ratio (CAR) stands at 14.5%. Under Basel III norms, what is the minimum required CAR for Scheduled Commercial Banks?

Q.53Easy

If a customer deposits ₹5 lakh in a scheduled bank and the bank fails, what is the maximum amount covered under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme as of 2024?

Q.54Easy

A bank's Net Interest Margin (NIM) is 3.2%. Which statement correctly interprets NIM?

Q.55Easy

What is the current Statutory Liquidity Ratio (SLR) requirement for Scheduled Commercial Banks as per RBI's 2024 guidelines?

Q.56Easy

A bank approves a working capital loan of ₹50 lakh at 9.5% p.a. for 2 years. Assuming simple interest, what is the total interest payable?

Q.57Easy

Which of the following is NOT a function of the Reserve Bank of India?

Q.58Easy

What is the current repo rate set by RBI as of 2024?

Q.59Easy

Which bank is the 'Banker to the Government' of India?

Q.60Easy

What does NEFT stand for in banking?