Bank F's Advances increased by ₹8,500 crores while Deposits increased by ₹6,200 crores in FY2024. What does this indicate about the bank's funding strategy?
Q.242Medium
Bank G's Interest Coverage Ratio dropped from 8.5x to 6.2x year-on-year. What does this suggest?
Q.243Medium
Under RBI's Know Your Customer (KYC) norms 2024, what is the maximum cash deposit limit for new accounts without enhanced documentation?
Q.244Medium
Analyze the scenario: Bank I has ₹50,000 crores in total advances with sector-wise distribution - Agriculture 12%, MSME 18%, Services 35%, Manufacturing 25%, Others 10%. If the bank needs to increase agriculture lending by 5% of total advances, what is the required additional disbursement?
Q.245Medium
Bank K's Consumer Advances grew from ₹12,000 crores to ₹14,800 crores while maintaining the same default rate of 1.2%. What was the increase in absolute NPA amount?
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Q.246Medium
Bank X's Loan-to-Deposit (LTD) ratio stood at 78% as of March 2024. If the bank's total deposits increased by ₹5,000 crores in Q1 FY2025 while maintaining the same LTD ratio, by how much would the advances increase?
Q.247Medium
Which of the following best describes the 'Prompt Corrective Action' (PCA) framework used by the Reserve Bank of India?
Q.248Medium
As per RBI guidelines, which of the following accounts is classified as a 'Non-Performing Asset' (NPA)?
Q.249Medium
The term 'Open Market Operations' (OMO) conducted by the Reserve Bank of India primarily aims to:
Q.250Medium
Under the Insolvency and Bankruptcy Code (IBC) 2016, what is the maximum time limit for completion of the Corporate Insolvency Resolution Process (CIRP), including any extensions?
Q.251Medium
Which of the following is the correct definition of 'Marginal Standing Facility' (MSF) offered by the Reserve Bank of India?
Q.252Medium
The Financial Resolution and Deposit Insurance (FRDI) Bill, proposed in India, primarily deals with:
Q.253Medium
Which of the following correctly describes the 'Priority Sector Lending' (PSL) target for domestic scheduled commercial banks in India, as mandated by the RBI?
Q.254Medium
The 'SARFAESI Act, 2002' primarily empowers which of the following entities?
Q.255Medium
In the context of Indian banking, what does the term 'Teaser Rate' on home loans refer to?
Q.256Medium
Which of the following statements about the Deposit Insurance and Credit Guarantee Corporation (DICGC) is correct as per the latest guidelines applicable in 2024?
