Bank PO / Clerk / RBI - MCQ Practice Questions

What is the primary objective of the Pradhan Mantri Mudra Yojana (PMMY) launched in 2015?

If a bank's Net Interest Margin (NIM) is 2.8% and its total assets are ₹5,00,000 crores, what is the approximate Net Interest Income in crores?

Which of the following is NOT a component of the RBI's Financial Stability Report assessment framework?

A bank offers 8.5% p.a. interest on deposits compounded quarterly. What will be the effective annual rate (EAR)?

Which banking regulation requires banks to maintain a minimum Statutory Liquidity Ratio (SLR)?

A bank's Capital Adequacy Ratio (CAR) is 15.2%. Under Basel III, which tier of capital primarily contributes to this ratio?

If a bank's Cost-to-Income ratio is 42%, what does this indicate about its operational efficiency?

Which of the following is a feature of India's Insolvency and Bankruptcy Code (IBC), 2016?

Under the RBI's Digital Rupee (e₹) initiative, which of the following is a primary objective?

If a bank's Return on Equity (ROE) is 18% and its Equity Capital is ₹5,000 crores, what is its Net Profit?

In data interpretation, if Bank P's market share increased from 8.5% to 9.8% and total market size is ₹50,00,000 crores, what is the increase in Bank P's market share value in crores?

Bank Z's Interest Coverage Ratio (ICR) is 8.5x. What does this indicate regarding the bank's debt servicing capability?

Bank M's Loan-to-Deposit Ratio (LDR) increased from 78% to 85% over one year. What does this trend indicate?

If Bank N's Asset Quality Ratio (percentage of standard assets to total assets) declined from 96% to 93% in one quarter, which of the following is the most likely reason?

According to the RBI's Liquidity Coverage Ratio (LCR) framework for 2024, banks must maintain liquid assets sufficient to survive how many days of stressed cash outflow?

Bank O's Advances grew by 15% while Deposits grew by 10% in 2024. If this trend continues, what risk does the bank face?

In a Data Interpretation question, Bank P's quarterly profit was ₹500 crore in Q1, ₹600 crore in Q2, and ₹720 crore in Q3 2024. What is the average quarterly growth rate?

Which RBI framework requires banks to maintain a minimum percentage of deposits as Statutory Liquidity Ratio (SLR)?

Bank Q's Cost-to-Income Ratio (CIR) is 42%. What does this indicate about its operational efficiency?

Bank R has Tier 1 capital of ₹5,000 crore, Tier 2 capital of ₹2,000 crore, and total risk-weighted assets of ₹70,000 crore. What is the bank's CAR?