Bank PO / Clerk / RBI - MCQ Practice Questions

Bank T's Return on Assets (ROA) is 1.2% and its Equity Multiplier is 12x. What is the bank's Return on Equity (ROE)?

If the Reserve Ratio (RRR) is reduced by the RBI, which immediate effect is most likely on the banking system?

Which of the following is NOT a component of Tier 1 Capital under Basel III norms?

Under the RBI's latest guidelines (2024), what is the maximum Loan-to-Value (LTV) ratio for residential property loans?

Which ratio measures a bank's ability to meet its short-term obligations from liquid assets?

Bank E reports a Deposit Growth Rate of 12% YoY and current deposits of ₹80,000 crore. What were deposits in the previous year?

According to Basel III, what is the minimum Common Equity Tier 1 (CET1) capital requirement for banks?

Bank F's Interest Income is ₹5,000 crore and Total Income is ₹7,500 crore. What is its Interest Income Ratio?

Which of the following comes under Statutory Liquidity Ratio (SLR) compliance as per RBI norms?

Bank G's Provision Coverage Ratio (PCR) is 68% in March 2024. If NPA is ₹500 crore, what is the provision amount?

Which of the following represents the core banking operation under the Scheduled Bank definition?

Bank K's Operating Expenses decreased from ₹3,500 crore to ₹3,150 crore while revenue remained ₹8,000 crore. What is the new Cost-to-Income Ratio?

Bank M's Tier 1 Capital is ₹5,000 crore and Risk-Weighted Assets are ₹40,000 crore. Calculate Tier 1 CAR.

Bank N's Total Assets increased by 15% in Year 1 and 12% in Year 2. If initial assets were ₹1,00,000 crore, what are the final assets?

Bank O's Net Interest Income is ₹3,000 crore and Total Operating Expenses are ₹1,200 crore. What is the Operating Profit?

A bank's Loan-to-Value (LTV) ratio for mortgages is 80%. If a property is valued at ₹50 lakh, what is the maximum loan amount?

Bank P's Debt-to-Equity ratio is 3:1. If Equity is ₹5,000 crore, what is the Total Debt?

According to RBI's latest 2024 guidelines, the minimum Statutory Liquidity Ratio (SLR) for scheduled banks is:

Bank Q's deposits increased from ₹50,000 crore to ₹60,000 crore. What is the percentage increase?

If Bank R's dividend per share is ₹5 and market price is ₹80, what is the dividend yield?