Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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Bank S's EMI on a ₹10 lakh loan at 8% p.a. for 5 years is approximately ₹24,324. What is the total interest paid?
A bank offers a home loan at 7.5% p.a. for 20 years. If you borrow ₹25 lakhs, what is your approximate monthly EMI?
Under RBI's Priority Sector Lending (PSL) norms, what is the minimum percentage of advances that scheduled commercial banks must lend to priority sector?
If a bank's Return on Assets (ROA) is 1.2% and Total Assets are ₹8 lakh crore, what is the bank's Net Profit?
RBI's Liquidity Coverage Ratio (LCR) requirement for banks is minimum how much as of 2024?
A bank's Cost-to-Income Ratio is 45%. This indicates:
Which banking regulation in India is NOT implemented under Basel III framework?
A bank's deposits grew from ₹3,00,000 crore to ₹3,54,000 crore in one year. What is the YoY growth rate?
A bank's Provision Coverage Ratio (PCR) improved from 62% to 71% YoY. This indicates:
Under RBI's Know Your Customer (KYC) norms, what is the minimum frequency for KYC updation?
Under Basel III norms, what is the minimum Common Equity Tier 1 (CET1) capital ratio for banks in India as per RBI guidelines 2024?
RBI's Current Account and Savings Account (CASA) ratio benchmark for banks is typically aimed at achieving what percentage?
Which of the following is NOT covered under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
A bank's Return on Assets (ROA) improved from 0.8% to 1.1% while Return on Equity (ROE) remained at 12%. What can be inferred?
Which RBI circular (2024) introduced the Liquidity Coverage Ratio (LCR) requirement for Scheduled Commercial Banks?
A customer avails a ₹25 lakh home loan at 7.2% p.a. for 20 years (EMI basis). Approximately what will be the total interest paid?
Under RBI's Structured Data Standards (SDS), which banking data must all scheduled banks submit digitally by 2025?
A bank's Loan-to-Deposit (LTD) ratio increased from 78% to 85%. Which statement is MOST accurate?
Which regulatory measure is RBI NOT directly responsible for in Indian banking supervision?
A bank's Return on Assets (ROA) improved from 0.8% to 1.1% year-on-year. What is the percentage point improvement?