Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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RBI's Liquidity Coverage Ratio (LCR) norm requires banks to maintain high-quality liquid assets (HQLA) equal to what percentage of net cash outflows?
A bank's Gross NPA stands at ₹8,000 crore and its total advances are ₹1,00,000 crore. What is the Gross NPA ratio?
Which of the following is NOT included in Tier 1 capital under Basel III framework?
A bank's advances grew from ₹2,50,000 crore to ₹2,87,500 crore in FY2024. What is the year-on-year growth rate?
Under Priority Sector Lending (PSL) norms, what is the minimum percentage of credit that Scheduled Commercial Banks must allocate to agriculture?
A bank's Cost-to-Income ratio decreased from 48% to 43%. Which statement is correct?
Under RBI's Asset Classification framework, a loan becomes NPA if it remains overdue for how many days?
A bank's Loan-to-Deposit (LTD) ratio is 78%. If total deposits are ₹5,00,000 crore, what are the total loans and advances?
Which of the following is a measure of bank's profitability?
What is the minimum Statutory Liquidity Ratio (SLR) as per RBI norms in 2024?
Which of the following credit facilities is typically used for short-term working capital needs?
What is the primary objective of Priority Sector Lending (PSL)?
Which banking regulation requires banks to maintain a minimum percentage of capital against their risk-weighted assets?
If a bank's NPA (Non-Performing Assets) ratio increases significantly, what does it indicate?
Which of the following best describes the function of SEBI?
Which of the following is an example of a non-banking financial company (NBFC)?
What is the minimum CRAR (Capital to Risk-Weighted Assets Ratio) requirement for scheduled commercial banks under Basel III as of 2024?
Which of the following is NOT a credit rating agency recognized by SEBI in India?
What is the current limit for deposits under DICGC (Deposit Insurance and Credit Guarantee Corporation) coverage?
Which committee's recommendations led to the implementation of Goods and Services Tax (GST) in India?