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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.141Medium

What is the primary function of the Financial Intelligence Unit (FIU-IND) in India?

Q.142Medium

Under KYC norms, what is the maximum time within which a bank must complete customer verification?

Q.143Medium

Which of the following is covered under the Pradhan Mantri Jeevan Bima Yojana?

Q.144Medium

What does the term 'Non-Performing Asset (NPA)' mean in banking?

Q.145Medium

Under the Pradhan Mantri Suraksha Bima Yojana (PMSBY), what is the coverage amount?

Q.146Medium

As per RBI's latest guidelines (2024), what is the minimum CRAR (Capital to Risk-Weighted Assets Ratio) requirement for Scheduled Commercial Banks?

Q.147Medium

The repo rate as of February 2024 is maintained at what level by RBI's Monetary Policy Committee?

Q.148Medium

Which RBI directive mandates banks to maintain Statutory Liquidity Ratio (SLR) at a minimum of what percentage of NDTL?

Q.149Medium

In data interpretation for banking exams, if a bank's Net Interest Income (NII) increases by 15% but Net Profit decreases by 5%, what could be the likely reason?

Q.150Medium

Which term refers to the difference between the Repo Rate and the Reverse Repo Rate set by RBI?

Q.151Medium

As per recent RBI guidelines (2024), what is the threshold loan amount for priority sector lending to agriculture?

Q.152Medium

Which of the following is a characteristic of a Certificate of Deposit (CD)?

Q.153Medium

What does CASA ratio signify in banking?

Q.154Medium

What is the mandated percentage of credit disbursement for Micro and Small Enterprises (MSE) under priority sector lending?

Q.155Medium

A bank's Loan-to-Deposit (LTD) ratio is 95%. What does this indicate?

Q.156Medium

Which bank is the oldest bank in continuous operation in India?

Q.157Medium

As per RBI's latest norms (2024), what is the minimum capital adequacy ratio (CAR) for scheduled commercial banks?

Q.158Medium

Which of the following accurately describes a Statutory Liquidity Ratio (SLR)?

Q.159Medium

What is the current SLR requirement as per RBI guidelines (2024)?

Q.160Medium

What is the purpose of the Pradhan Mantri Mudra Yojana (PMMY)?