iGET

Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.181Medium

What is the primary objective of a 'Priority Sector Lending' mandate for banks?

Q.182Medium

Which of the following is a characteristic of 'Cryptocurrency' that distinguishes it from fiat currency?

Q.183Hard

Under the RBI's Liquidity Coverage Ratio (LCR) requirement, what percentage of high-quality liquid assets must banks maintain?

Q.184Hard

What does the 'Net Interest Margin (NIM)' indicate in a bank's financial analysis?

Q.185Medium

As per the latest RBI regulations (2024), what is the minimum Capital to Risk-Weighted Assets Ratio (CRAR) requirement for Scheduled Commercial Banks?

Q.186Easy

Which of the following is NOT a component of Broad Money (M3) in India?

Q.187Easy

The RBI's Repo Rate as of 2024-2025 is maintained at which level by the Monetary Policy Committee?

Q.188Easy

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the maximum life insurance cover provided to account holders?

Q.189Medium

Which bank has been designated as the Wholly-Owned Subsidiary (WOS) of Reserve Bank of India in 2024?

Q.190Easy

What is the primary objective of the Basel Accords framework adopted by Indian banks?

Q.191Medium

Under the RBI's Inflation Targeting Framework, what is the target inflation range for consumer price inflation?

Q.192Medium

Which of the following best describes the 'Statutory Liquidity Ratio' (SLR) maintained by banks?

Q.193Easy

What is the current CRR (Cash Reserve Ratio) maintained by Scheduled Commercial Banks with RBI (2024-2025)?

Q.194Medium

Which regulatory framework ensures that banks maintain adequate capital buffers above minimum requirements?

Q.195Medium

The RBI's 'Insolvency Resolution and Debt Restructuring (IRDR) Framework' primarily focuses on which aspect?

Q.196Medium

Which of the following is a key feature of Unified Payments Interface (UPI) 2.0 launched in 2024?

Q.197Hard

Under the RBI's directive, what is the maximum tenure for which a bank can provide a Masala Bond?

Q.198Hard

As per the latest RBI guidelines on cyber security (2024), what is the minimum frequency for conducting security audits by banks?

Q.199Hard

Which Indian bank was accorded the status of a 'Domestic Systemically Important Bank' (D-SIB) in the latest RBI classification (2024)?

Q.200Medium

The RBI's 'Retail Direct Scheme' allows individual investors to directly purchase government securities. What is a key benefit of this scheme?