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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.101Hard

Which act governs the functioning of cooperative banks in India?

Q.102Hard

What is the maximum tenure for which RBI issues Treasury Bills?

Q.103Easy

Which of the following is a features of a current account opened in banks?

Q.104Medium

What is the primary function of the Financial Intelligence Unit (FIU-IND) in India?

Q.105Medium

Under KYC norms, what is the maximum time within which a bank must complete customer verification?

Q.106Medium

Which of the following is covered under the Pradhan Mantri Jeevan Bima Yojana?

Q.107Medium

What does the term 'Non-Performing Asset (NPA)' mean in banking?

Q.108Hard

Which international regulatory framework prescribes capital adequacy standards for banks?

Q.109Hard

What is the significance of the Marginal Standing Facility (MSF) rate in RBI's monetary policy?

Q.110Medium

Under the Pradhan Mantri Suraksha Bima Yojana (PMSBY), what is the coverage amount?

Q.111Easy

Which of the following is a feature of digital banking in India's financial inclusion drive?

Q.112Medium

As per RBI's latest guidelines (2024), what is the minimum CRAR (Capital to Risk-Weighted Assets Ratio) requirement for Scheduled Commercial Banks?

Q.113Easy

Which of the following is NOT a type of deposit account offered by commercial banks?

Q.114Medium

The repo rate as of February 2024 is maintained at what level by RBI's Monetary Policy Committee?

Q.115Hard

Under Basel III norms, what is the additional capital buffer (Countercyclical Buffer) requirement during periods of excessive credit growth?

Q.116Medium

Which RBI directive mandates banks to maintain Statutory Liquidity Ratio (SLR) at a minimum of what percentage of NDTL?

Q.117Easy

What is the primary objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY)?

Q.118Medium

In data interpretation for banking exams, if a bank's Net Interest Income (NII) increases by 15% but Net Profit decreases by 5%, what could be the likely reason?

Q.119Medium

Which term refers to the difference between the Repo Rate and the Reverse Repo Rate set by RBI?

Q.120Easy

What is the full form of SWIFT in banking operations?

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