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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.121Medium

As per recent RBI guidelines (2024), what is the threshold loan amount for priority sector lending to agriculture?

Q.122Medium

Which of the following is a characteristic of a Certificate of Deposit (CD)?

Q.123Medium

What does CASA ratio signify in banking?

Q.124Hard

Which RBI scheme allows banks to lend against government securities as collateral?

Q.125Medium

What is the mandated percentage of credit disbursement for Micro and Small Enterprises (MSE) under priority sector lending?

Q.126Easy

In banking terminology, what does 'Amortization' refer to?

Q.127Hard

Which of the following banks is NOT part of the RBI's core supervisory framework as a Systemically Important Bank (SIB)?

Q.128Easy

What is the coverage amount under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme as of 2024?

Q.129Medium

A bank's Loan-to-Deposit (LTD) ratio is 95%. What does this indicate?

Q.130Hard

Which regulatory framework governs cross-border rupee transactions in India?

Q.131Easy

Which of the following is the regulator of payment systems in India?

Q.132Easy

What is the full form of KYC in banking?

Q.133Medium

Which bank is the oldest bank in continuous operation in India?

Q.134Medium

As per RBI's latest norms (2024), what is the minimum capital adequacy ratio (CAR) for scheduled commercial banks?

Q.135Medium

Which of the following accurately describes a Statutory Liquidity Ratio (SLR)?

Q.136Medium

What is the current SLR requirement as per RBI guidelines (2024)?

Q.137Easy

Which digital payment system is promoted by RBI and developed by NPCI?

Q.138Medium

What is the purpose of the Pradhan Mantri Mudra Yojana (PMMY)?

Q.139Easy

Which RBI scheme was introduced to address financial inclusion and reduce digital divide?

Q.140Hard

In terms of banking operations, what does 'Clean Demand Draft' mean?

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