Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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A customer deposits ₹1,00,000 in a fixed deposit for 2 years at 7.5% p.a. compounded annually. What will be the maturity amount?
What does 'Repo Rate' refer to in the context of RBI monetary policy?
In a data set, Bank X disbursed ₹500 crores in personal loans in Q1, ₹650 crores in Q2, and ₹780 crores in Q3 of 2024. What is the average quarterly disbursement?
Which of the following is NOT a measure taken under the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
A bank's total advances are ₹8,00,000 crores. If Gross NPA (Non-Performing Assets) is 2.5%, what is the value of Gross NPAs?
What is the maximum limit for deposits under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme as per 2024-2025 guidelines?
A bank processes 8,000 digital transactions on Day 1, 12,000 on Day 2, and 15,000 on Day 3. What is the percentage increase from Day 1 to Day 3?
If a bank's Cost-to-Income Ratio (CIR) decreased from 52% to 48%, what does this indicate?
What is 'Markdown' in the context of banking and securities markets?
According to the RBI's 2024-2025 guidelines, what is the current Cash Reserve Ratio (CRR) for scheduled commercial banks?
A customer takes a loan of ₹4,00,000 at 9% p.a. for 5 years. Using the simple interest formula, what is the total interest payable?
Which regulatory framework mandates that banks maintain a minimum Liquidity Coverage Ratio (LCR)?
In a distribution chart, Bank X's retail deposits increased from 35% to 42% of total deposits. What is the percentage point increase?
What is the primary objective of the Pradhan Mantri Mudra Yojana (PMMY) launched in 2015?
A bank's Return on Assets (ROA) is 1.5% and its net profit is ₹3,000 crores. What is its total asset base?
In Q1 2024, a bank's advances grew by 15% and deposits grew by 12%. If both started at ₹5,00,000 crores, what is the new Advance-to-Deposit Ratio?
According to RBI's Monetary Policy 2024-2025, what is the repo rate corridor framework (Repo Rate ± corridor width)?
A bank's Customer Acquisition Cost (CAC) is ₹2,500 and the Lifetime Value (LTV) of a customer is ₹50,000. What is the LTV:CAC ratio?
If a bank's Net Interest Margin (NIM) is 2.8% and its total assets are ₹5,00,000 crores, what is the approximate Net Interest Income in crores?
Which of the following is NOT a component of the RBI's Financial Stability Report assessment framework?