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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.301Medium

What is the mandated percentage of credit disbursement for Micro and Small Enterprises (MSE) under priority sector lending?

Q.302Easy

In banking terminology, what does 'Amortization' refer to?

Q.303Hard

Which of the following banks is NOT part of the RBI's core supervisory framework as a Systemically Important Bank (SIB)?

Q.304Easy

What is the coverage amount under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme as of 2024?

Q.305Medium

A bank's Loan-to-Deposit (LTD) ratio is 95%. What does this indicate?

Q.306Hard

Which regulatory framework governs cross-border rupee transactions in India?

Q.307Easy

Which of the following is the regulator of payment systems in India?

Q.308Easy

What is the full form of KYC in banking?

Q.309Medium

Which bank is the oldest bank in continuous operation in India?

Q.310Medium

As per RBI's latest norms (2024), what is the minimum capital adequacy ratio (CAR) for scheduled commercial banks?

Q.311Medium

Which of the following accurately describes a Statutory Liquidity Ratio (SLR)?

Q.312Medium

What is the current SLR requirement as per RBI guidelines (2024)?

Q.313Easy

Which digital payment system is promoted by RBI and developed by NPCI?

Q.314Medium

What is the purpose of the Pradhan Mantri Mudra Yojana (PMMY)?

Q.315Easy

Which RBI scheme was introduced to address financial inclusion and reduce digital divide?

Q.316Hard

In terms of banking operations, what does 'Clean Demand Draft' mean?

Q.317Medium

What is the maximum tenure for a fixed deposit in Indian banks?

Q.318Medium

Which of the following is NOT a part of RBI's monetary policy transmission mechanism?

Q.319Medium

What is the current repo rate as per RBI's latest monetary policy (2024)?

Q.320Hard

Which of the following best describes 'Basel III' in banking?