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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.381Easy

The Pradhan Mantri Jan Dhan Yojana (PMJDY) aims to provide banking services to which segment?

Q.382Medium

What is the minimum paid-up capital required for a Small Finance Bank to operate in India as per RBI guidelines (2024)?

Q.383Medium

Under Basel III norms, what is the minimum Capital to Risk-Weighted Assets Ratio (CRAR) for banks?

Q.384Medium

Which of the following is NOT a type of Non-Performing Asset (NPA)?

Q.385Medium

Which financial year did India adopt the Goods and Services Tax (GST)?

Q.386Medium

What is the current reverse repo rate as per RBI's latest monetary policy (2024-2025)?

Q.387Medium

Which Act regulates banking sector operations and customer protection in India?

Q.388Hard

Under the Priority Sector Lending norms, what percentage of advances must be directed to agriculture by commercial banks?

Q.389Hard

What is the statutory Liquidity Ratio (SLR) requirement for banks as per RBI guidelines (2024)?

Q.390Hard

Which of the following factors is NOT considered while calculating the Credit Risk Weight of an asset under Basel III?

Q.391Hard

Under Unified Payments Interface (UPI) 2.0, what is the new feature introduced for offline transactions?

Q.392Hard

What is the implementation timeline for the Indian Banks' Association (IBA) model on stress testing for credit risk?

Q.393Hard

Which of the following IS a characteristic of a Scheduled Bank as per RBI definitions?

Q.394Medium

What is the primary function of the Financial Stability and Development Council (FSDC)?

Q.395Easy

As per RBI's monetary policy 2024, what is the current repo rate?

Q.396Easy

Which of the following is NOT a tool of monetary policy used by RBI?

Q.397Easy

As per the latest data, India's GDP growth rate for FY 2024-25 is estimated at approximately:

Q.398Easy

Which organization regulates Mutual Funds in India?

Q.399Medium

Study the given data: Bank deposits in Q1 2024 were ₹120 crore, Q2 2024 were ₹135 crore, Q3 2024 were ₹162 crore. What is the average growth percentage quarter-on-quarter?

Q.400Medium

If a bank's NPA ratio increased from 2.1% to 2.8% year-on-year, what does this indicate?