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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.221Easy

Which banking service allows customers to access their bank account through mobile devices using Internet banking?

Q.222Easy

What does NEFT stand for in the context of banking?

Q.223Medium

Under the 2024 RBI guidelines, what is the minimum Capital Adequacy Ratio (CAR) required for Scheduled Commercial Banks?

Q.224Medium

Which international financial organization publishes the Basel Accords that guide banking regulations?

Q.225Medium

What is the purpose of the Marginal Standing Facility (MSF) introduced by RBI?

Q.226Hard

Which committee was constituted to review the regulation of shadow banking in India?

Q.227Easy

What is the tenure period for the current Governor of the Reserve Bank of India as of 2024-2025?

Q.228Medium

Under which facility can banks borrow money from RBI on a temporary basis to manage short-term liquidity mismatches?

Q.229Medium

Which of the following is a regulatory tool used by RBI to control inflation and manage money supply?

Q.230Medium

What does CASA ratio indicate in banking?

Q.231Hard

Which act governs the regulation of microfinance institutions in India?

Q.232Hard

What is the primary role of the Financial Stability and Development Council (FSDC)?

Q.233Medium

As per RBI's 2024 guidelines, what is the maximum Loan-to-Value (LTV) ratio for housing loans?

Q.234Easy

Which banking regulation framework replaced the Basel II framework?

Q.235Easy

What does NEFT stand for?

Q.236Medium

Under which Act is the Payment and Settlement Systems regulated in India?

Q.237Easy

What is the tenure of the current Governor of RBI (as of 2024)?

Q.238Medium

Which committee was set up to review the monetary policy framework in India?

Q.239Medium

What is the current Statutory Liquidity Ratio (SLR) as per RBI's latest directive?

Q.240Medium

Which of the following is an example of a non-bank financial institution (NBFI)?