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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.181Medium

Which of the following is a measure of bank's profitability?

Q.182Medium

What is the minimum Statutory Liquidity Ratio (SLR) as per RBI norms in 2024?

Q.183Easy

Which organization regulates insurance companies in India?

Q.184Easy

What is the full form of RTGS?

Q.185Medium

Which of the following credit facilities is typically used for short-term working capital needs?

Q.186Medium

What is the primary objective of Priority Sector Lending (PSL)?

Q.187Medium

Which banking regulation requires banks to maintain a minimum percentage of capital against their risk-weighted assets?

Q.188Easy

What does KYC stand for in banking?

Q.189Medium

If a bank's NPA (Non-Performing Assets) ratio increases significantly, what does it indicate?

Q.190Hard

Which committee's recommendations led to the implementation of Basel III norms in Indian banking?

Q.191Hard

Under Basel III, what is the minimum Common Equity Tier 1 (CET1) capital ratio required for banks?

Q.192Medium

Which of the following best describes the function of SEBI?

Q.193Hard

What is the concept of 'Too Big to Fail' in banking regulation?

Q.194Medium

Which of the following is an example of a non-banking financial company (NBFC)?

Q.195Hard

In a situation where a bank's Core Banking Solution (CBS) faces a system failure, which RBI regulation requires it to have a business continuity plan?

Q.196Easy

What is the maximum period for which a bank can classify an account as NPA (Non-Performing Asset)?

Q.197Easy

Which rate does the RBI use as the benchmark for transmission of monetary policy?

Q.198Easy

What does CASA stand for in banking terminology?

Q.199Easy

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the overdraft limit for eligible beneficiaries?

Q.200Medium

What is the minimum CRAR (Capital to Risk-Weighted Assets Ratio) requirement for scheduled commercial banks under Basel III as of 2024?