Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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What is the current Statutory Liquidity Ratio (SLR) requirement for Scheduled Commercial Banks as per RBI's 2024 guidelines?
A bank approves a working capital loan of ₹50 lakh at 9.5% p.a. for 2 years. Assuming simple interest, what is the total interest payable?
A bank's Return on Assets (ROA) improved from 0.8% to 1.1% year-on-year. What is the percentage point improvement?
RBI's Liquidity Coverage Ratio (LCR) norm requires banks to maintain high-quality liquid assets (HQLA) equal to what percentage of net cash outflows?
A bank's Gross NPA stands at ₹8,000 crore and its total advances are ₹1,00,000 crore. What is the Gross NPA ratio?
Which of the following is NOT included in Tier 1 capital under Basel III framework?
A bank's advances grew from ₹2,50,000 crore to ₹2,87,500 crore in FY2024. What is the year-on-year growth rate?
Under Priority Sector Lending (PSL) norms, what is the minimum percentage of credit that Scheduled Commercial Banks must allocate to agriculture?
A bank's Cost-to-Income ratio decreased from 48% to 43%. Which statement is correct?
Under RBI's Asset Classification framework, a loan becomes NPA if it remains overdue for how many days?
A bank's Loan-to-Deposit (LTD) ratio is 78%. If total deposits are ₹5,00,000 crore, what are the total loans and advances?
Which RBI tool is used to control inflation by reducing money supply in the economy?
A bank receives deposits of ₹10 lakh with a CRR of 4% and SLR of 18%. What is the maximum amount the bank can lend?
A bank's Provision Coverage Ratio (PCR) is 65%. Which interpretation is accurate?
Under Basel III, what is the total Capital Conservation Buffer (CCB) and Countercyclical Buffer (CCyB) combined requirement for Indian banks?
RBI's recent data shows that banks' Aggregate Deposits grew at 10.2% while Aggregate Advances grew at 14.8% in FY2024. What does this indicate?
Which of the following is NOT a function of the Reserve Bank of India?
What is the current repo rate set by RBI as of 2024?
Which bank is the 'Banker to the Government' of India?
What does NEFT stand for in banking?