Bank PO / Clerk / RBI - MCQ Practice Questions

If a bank lends ₹50 lakh at 9% per annum simple interest for 3 years, what is the total amount to be repaid?

Bank B's Loan-to-Deposit Ratio (LDR) is 82%. If deposits are ₹10,000 crore, what is the loan portfolio?

Under the RBI's latest guidelines (2024), what is the maximum Loan-to-Value (LTV) ratio for residential property loans?

If Bank C's Earnings Per Share (EPS) is ₹45 and its stock price is ₹900, what is the Price-to-Earnings (P/E) ratio?

Bank D's Asset Quality Indicator shows Stressed Advances at 4.8% in Q3 2024. If total advances are ₹50,000 crore, what are the stressed advances in absolute terms?

Which ratio measures a bank's ability to meet its short-term obligations from liquid assets?

Bank E reports a Deposit Growth Rate of 12% YoY and current deposits of ₹80,000 crore. What were deposits in the previous year?

According to Basel III, what is the minimum Common Equity Tier 1 (CET1) capital requirement for banks?

Bank F's Interest Income is ₹5,000 crore and Total Income is ₹7,500 crore. What is its Interest Income Ratio?

Which of the following comes under Statutory Liquidity Ratio (SLR) compliance as per RBI norms?

Bank G's Provision Coverage Ratio (PCR) is 68% in March 2024. If NPA is ₹500 crore, what is the provision amount?

If Bank H's dividend payout ratio is 45% and net profit is ₹2,000 crore, what is the dividend paid?

Under the RBI's Integrated Ombudsman Scheme 2021, what is the maximum compensation limit for customer grievances?

Bank I's average lending rate increased from 8.5% to 9.2% in 2024. What is the increase in basis points?

Which of the following represents the core banking operation under the Scheduled Bank definition?

Bank J's Total Assets grew from ₹2,00,000 crore to ₹2,20,000 crore in one year. What is the Asset Growth Rate?

Under Basel III regulations (2024 update), if a bank's RWA is ₹80,000 crore and CET1 is ₹4,200 crore, is it compliant with minimum CET1 requirement?

Bank K's Operating Expenses decreased from ₹3,500 crore to ₹3,150 crore while revenue remained ₹8,000 crore. What is the new Cost-to-Income Ratio?

If Bank A's Net Profit is ₹2,500 crore and Shareholder's Equity is ₹12,500 crore, what is the Return on Equity (ROE)?

Bank B's Capital Adequacy Ratio under Basel III is 12.5%. If the minimum required CAR is 10.5%, what is the excess CAR?