Bank PO / Clerk / RBI - MCQ Practice Questions
Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.
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RBI's Monetary Policy Committee (MPC) reviews rates how many times a year as per 2024 guidelines?
A bank's Net Interest Margin (NIM) increased from 2.8% to 3.1% in FY2024. What is the percentage point increase?
Under RBI's Priority Sector Lending (PSL) norms, what is the minimum percentage of advances that scheduled commercial banks must lend to priority sector?
A bank has Total Assets of ₹5,00,000 crore and Total Liabilities of ₹4,70,000 crore. What is the bank's Equity?
If a bank's Return on Assets (ROA) is 1.2% and Total Assets are ₹8 lakh crore, what is the bank's Net Profit?
RBI's Liquidity Coverage Ratio (LCR) requirement for banks is minimum how much as of 2024?
A bank's Cost-to-Income Ratio is 45%. This indicates:
Which banking regulation in India is NOT implemented under Basel III framework?
A bank grants a ₹50 lakh personal loan at 9.5% p.a. for 7 years. If the borrower makes a part-payment of ₹10 lakhs after 2 years, how much principal remains? (Assume no prepayment penalty)
RBI's repo rate as per the latest 2024 monetary policy stance is approximately:
A bank's deposits grew from ₹3,00,000 crore to ₹3,54,000 crore in one year. What is the YoY growth rate?
What is the maximum loan amount eligible under RBI's Pradhan Mantri Mudra Yojana (PMMY) as of 2024?
A bank's Provision Coverage Ratio (PCR) improved from 62% to 71% YoY. This indicates:
Under RBI's Know Your Customer (KYC) norms, what is the minimum frequency for KYC updation?
A bank offers a Fixed Deposit at 6.2% p.a. compounded quarterly for 2 years on ₹1 lakh. What is the maturity amount? (Use: (1.0155)^8 ≈ 1.128)
Which of the following is a correct statement about RBI's Standing Deposit Facility (SDF) as per 2024 norms?
A bank's Asset Quality Indicator shows Net NPA ratio of 0.8% with Gross NPA ratio of 2.5%. What is the Provision Coverage Ratio?
A bank's Net NPA ratio decreased from 2.5% to 1.8% year-on-year. What does this indicate?
Under Basel III norms, what is the minimum Common Equity Tier 1 (CET1) capital ratio for banks in India as per RBI guidelines 2024?
A savings account holder deposited ₹50,000 at 4% p.a. compounded quarterly. What will be the amount after 2 years?