Bank PO / Clerk / RBI - MCQ Practice Questions

A bank's Non-Performing Assets (NPA) ratio is 2.8%. If total advances are ₹50,000 crore, what is the amount of NPAs?

If Bank C's Deposits are ₹80,000 crore and Advances are ₹60,000 crore, what is the Advances-to-Deposits ratio?

Bank D's Cost-to-Income ratio is 45%. This means for every ₹100 of income, operating costs are:

If Bank E's Interest Margin is 2.5% and advances are ₹40,000 crore, what is the annual interest margin income?

Bank M's Tier 1 Capital is ₹5,000 crore and Risk-Weighted Assets are ₹40,000 crore. Calculate Tier 1 CAR.

Bank N's Total Assets increased by 15% in Year 1 and 12% in Year 2. If initial assets were ₹1,00,000 crore, what are the final assets?

Bank O's Net Interest Income is ₹3,000 crore and Total Operating Expenses are ₹1,200 crore. What is the Operating Profit?

A bank's Loan-to-Value (LTV) ratio for mortgages is 80%. If a property is valued at ₹50 lakh, what is the maximum loan amount?

Bank P's Debt-to-Equity ratio is 3:1. If Equity is ₹5,000 crore, what is the Total Debt?

According to RBI's latest 2024 guidelines, the minimum Statutory Liquidity Ratio (SLR) for scheduled banks is:

Bank Q's deposits increased from ₹50,000 crore to ₹60,000 crore. What is the percentage increase?

If Bank R's dividend per share is ₹5 and market price is ₹80, what is the dividend yield?

Bank S's EMI on a ₹10 lakh loan at 8% p.a. for 5 years is approximately ₹24,324. What is the total interest paid?

Under Basel III, if a bank's Common Equity Tier 1 (CET1) requirement is 5.5% and it maintains 7.5%, what is the buffer?

Bank T's credit growth is 18% YoY while sector average is 12%. If Bank T's advances were ₹50,000 crore last year, what are they now?

Bank U has a stressed assets ratio of 3.2% and PCR of 65%. What percentage of stressed assets are not covered by provisions?

Bank V's annualized growth rate for Q1-Q3 FY2024-25 is: Q1: 9%, Q2: 11%, Q3: 13%. What is the average quarterly growth?

As per RBI's latest 2024 guidelines, what is the minimum Capital Adequacy Ratio (CAR) that a bank must maintain?

A bank offers a home loan at 7.5% p.a. for 20 years. If you borrow ₹25 lakhs, what is your approximate monthly EMI?

Which of the following is NOT a component of a bank's tier 1 capital?